Your Name
123 Your Street Address
Your City, ST 94542

The Credit Bureau
Bureau Address
Anytown, State 56789

Date

Dear Credit Bureau,

This letter is a formal complaint that you are reporting inaccurate credit information.

I am very distressed that you have included the below information in my credit profile due to its inaccuracy. No doubt the inclusion of this inaccurate information is a mistake on the creditor's part. Because of the mistakes on my credit report, I have been wrongfully denied credit which was highly embarrassing as you can imagine.

The following information therefore needs to be verified and deleted from the report within the next 30 calendar days:

Bullocks Mastercard, acct. 829-34938-ABC, $6752, account was never delinquent

Lye & Shame Bank, acct. 8628-548625952, $9264, account paid in full with no delinquentcies.

St. Paul's Hospital, medical bill, $426, billed in error, paid by insurance.

Please delete the above information as quickly as possible and send acknowledgement. Sincerely,

Your signature

Your NameSSN# 123-45-6789