The Follow-Up:

In about thirty days you will get a letter from one of the credit bureaus stating that numerous credit items have been deleted from your report. Over the next couple weeks you will get revised credit reports from each bureau. Now when you pull your credit scores again, they will be greatly improved. However, now you need to make new letters using the same template that I've proved and send them back out with the remaining items.  Or you can use the service in step 3 but if you chose to do it your self.   Keep doing this a few times and gradually most of your bad credit items will be gone for good. Once removed they can never come back. This is your chance to start over again...don't waste it.

While your credit score is skyrocketing you may think about protection.  It does no good having good credit if somebody else is using it.  The best company that I have seen is Life Lock.  In my time spent as a car salesman I've seen them in action, they can even give you a call if your credit is viewed, right away!  Now that's security.  I've also added a link to the right if you would like more info on there programs.

Well that's it for now more coming soon you can email me here with any questions or comments I appreciate feedback.

Now that you have fixed your credit protect it with life lock.