Step three: Removing the negative credit lines

Combined with the good credit reports coming from your new credit cards you can expect significant credit improvement within six months and you will be Mr./Mrs. Good credit within a year.

If you would like to do it your self you can get the dispute form here cut and paste it onto a word page put in your info print it out and send it to them.

Certified Letter/Signature Required:

Now that you've customized and printed out three perfect credit letters to the three credit bureaus, you need to get those letters into the right hands in the right way. It is imperative that you send those letter Certified Mail with a Signature requirement. You see the key to your success is that these bureaus have thirty calendar days from the time they get your letters to investigate your claims with the creditors. If the letter gets stuck in processing too long at any point of the way any claims that haven't been proven accurate by the creditors have to be removed by law. That is your edge.

Addresses:
Experian
P. O. Box 9595 [see note], Allen, TX 75013-9595
Tel: 888-397-3742
Note: Experian has a long history of changing its mailing address periodically, so the mailing address provided may not be accurate.
Equifax
P. O. Box 740241, Atlanta, GA 30374-0241
Tel: 800-685-1111
Trans Union
P. O. Box 1000, Chester, PA 19022
Tel: 800-888-4213
Remember when customizing your letters to include first, middle and last name; current address; previous addresses for past two years; social security number, date of birth & phone number.

The Follow-up

Auto credit and car loans are just a FREE APPLICATION away! Even if you have bad credit, our auto loan specialists can help you obtain the auto credit you deserve! Apply Now!